TERMS OF USE

The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (providing the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning the creditor is the Federal Trade Commission, Equal Credit Opportunity, Washington D.C. 20580, www.ftc.gov

RELEASE OF INFORMATION.

You authorize complete verification of all information that you have provided and acknowledge that this information may be used to verify certain past and/or current credit payment history information from third party source(s). We may contact any person or company listed above. Your application may be rejected if any information provided is found to be false.

ARBITRATION

Arbitration is a means for legal matter between parties to be resolved by a neutral arbitrator rather than a Court. CASHFLO has a policy arbitrating all claims, demands, and disputes which cannot be resolved in a small claims tribunal, including the scope and validity of this arbitration provision and any right it may have to participate in an alleged class action (hereinafter; dispute(s)). All customer agreements contain another arbitration provision that supersedes this arbitration provision and governs the resolution of disputes. However, if you do not enter into a customer agreement with us, this arbitration provision governs the resolution of disputes.

You agree that YOU ARE WAIVING YOUR RIGHT TO HAVE A TRIAL BY JURY to resolve disputes against us. The federal Arbitration Act governs this arbitration provision. If any party has a dispute, they must notify the others in writing of the dispute. You have the right to select either of the following arbitration organizations, which will govern the arbitration under its consumer rules: American Arbitration Association (1-800-778-7879) or National Arbitration Forum (1-800-474-2371) and we will advance all of our expenses associated with the arbitration, including filing, administrative, hearing and arbitrator's fees. You will be responsible for your attorney's fees, if any. Any appeal of a judgment from a small claims tribunal shall be resolved by binding arbitration. The arbitrator shall not conduct class arbitration. The arbitration hearing will be conducted in a county in which this Application was signed.

WARNING

CASHFLO transactions are only intended to address short-term, NOT long-term, credit needs. Repeated or frequent use can create serious financial hardships. You should evaluate the costs and benefits of all alternatives before entering into a cash advance transaction. Other forms for short-term credit that may be less expensive include a loan from another institution or from family and friends, a credit card cash advance, an account with overdraft protection, or a salary advance.

Use of this website constitutes your agreement with these terms.